After the global financial crisis banks and home loan companies tightened their leanding criteria making obtaining a mortgage harder. Now homeowners who don’t search the mortgage market are not only faced with lenders that wont led but mortgage producst with rates that vary according to an individuals circumstamces. To make life even harder your high […]
Reasons Why You Need a Mortgage Broker Read Post »
New reports from LMS, revealed that in May, over half of those who decided to re-mortgage did so to take advantage of the good rates available to reduce their mortgage rate.The survey showed that 32 percent were able to lower their monthly costs by about £500, while the percentage of people who were re-mortgaging to
Re-mortgage Market Driven by Increased Competition Read Post »
Designed for people aged 55 and over, the flexible lifetime mortgage it is partly responsible for equity release sales rocketing by 36% since 2013. It is ideal if you own your property, are asset-rich and want to access to this wealth in a flexible, safe way without having to sell your property and move.
What is a Lifetime Mortgage? Read Post »
The number of UK mortgages in serious arrears is at its lowest level since the global economic crisis of 2008. For lenders, buyers and homeowners alike this can only be good news; the housing market is recovering and people are regaining the financial stability they need to maintain their monthly mortgage payments. In the first
Mortgages in serious arrears at lowest level since global economic crisis Read Post »
The reasons to invest in a mortgage broker are innumerable. The problem is always in succinctly explaining exactly why a mortgage broker is not a costly and superficial expense when purchasing a home, but can actually save home buyers money. Most simply, people do not always realise that spending extra money when they are already
Three Reasons Why Using A Mortgage Broker Makes Sense When Buying Your First Home Read Post »
Lenders across the UK are looking for new business and fixed rate mortgages have continued to fall. For buyers, there may be a little flexibility around but for borrowers who are looking to remortgage, it may be a good idea to wait. We take a look at some of the factors that influence mortgage pricing
Factors that influence mortgage pricing Read Post »
The cost of getting fixed-rate mortgages has been on a steady decline for a while. This suggests that as a home owner, there is a definite possibility of you getting a better deal if you put your remortgage plans on hold. Figures show that the rates for two-year fixes are at some of their lowest
Great News as Fixed rate mortgage deals are falling Read Post »
They say that moving house is one of the top ten most stressful things you can do in your lifetime, and when you consider everything that has to happen before you can even consider packing your first box, it’s little wonder! From dealing with estate agents and solicitors to hiring a reputable removals company, the
Getting your paperwork in order for a mortgage application Read Post »
USHE Overseas mortgages specialists have secured mortgages lending for non nationals wishing to buy property in London UK. The company have witnessed increased demand for UK real estate owing to the forthcoming London Olympics USHE can now secure lending in the UK to individuals residing in FATF countries. These include Argentina, Australia, Austria, Belgium,
The London Olympics and mortgages for non nationals Read Post »
Overseas mortgage specialist USHE Overseas Ltd have announced a new Spanish mortgage that can run up to your 80th birthday making thousands of retired individuals now eligible for a mortgage in Spain. The non resident Spanish mortgage is a combination of interest only for the first 15 years reverting to repayment in the latter part
Spanish mortgages until your 80 years of age Read Post »
